A healthy smile can make all the difference. That's why keeping smiles healthy is what we do. Whether enabling you to take care of small dental concerns before they become big problems or making complex dental treatments more affordable, a dental plan from Delta Dental can help you and your family achieve better overall health.
or shop for a plan by the state you live in.
Dental insurance makes dental care more affordable! With a focus on prevention, dental insurance typically covers professional services like routine check-ups, cleanings and exams at 100%. This helps reduce out-of-pocket costs, so you pay less for the dental care you need.
Improved overall health: Research shows good oral health has a positive effect on overall health and well-being. During an oral exam, your dentist can detect signs of 120+ diseases just by examining your mouth!
Encourage routine dental care for long term benefit: During preventive check-ups, your dentist is better able to detect problems early on and help you avoid more costly and complex procedures in the future.
Cost savings and budget management: Dental insurance helps you save money by covering up to 100% of preventive cleanings and check-ups and portions of more extensive procedures.
Coverage for the unexpected: Oral health problems can appear unexpectedly. Dental insurance makes it easier and more cost-effective to get the care you need so you don’t have to worry about the future.
At Delta Dental, we offer a wide variety of affordable individual dental insurance plan options. Explore our PPO, Dental HMO, managed, and discount dental plans, and learn about the different types of dental insurance coverage we offer using the chart below.
Delta Dental PPO™
Delta Dental PPO is our preferred-provider option program. With Delta Dental PPO you have access to a network of dentists who accept reduced fees for covered services, giving you the lowest out-of-pocket costs.
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Compare Plan| Dental plan type | PPO |
|---|---|
| Dentist network size |  |
| Insurance premium |  |
| Annual max | Yes |
| Deductible | Yes |
| Copayment | Yes |
| Potential savings |  |
Delta Dental Premier®
Delta Dental Premier is our original fee-for-service plan that offers the largest network of dentists. These dentists have agreed to contracted fees with Delta Dental, so for covered services, you pay no more than your copay and deductible.
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Compare Plan| Dental plan type | Managed fee for service |
|---|---|
| Dentist network size | |
| Insurance premium | |
| Annual max | Yes |
| Deductible | Yes |
| Copayment | Yes |
| Potential savings | |
Delta Dental PPO Plus Premier™
Delta Dental PPO Plus Premier combines the Delta Dental PPO and Delta Dental Premier networks, which gives you the benefits of Delta Dental PPO and more. With this plan, even if your Delta Dental Premier dentist is not in the PPO network, you still receive the benefit of that dentist's contracted fee.
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Compare Plan| Dental plan type | PPO |
|---|---|
| Dentist network size | |
| Insurance premium | |
| Annual max | Yes |
| Deductible | Yes |
| Copayment | Yes |
| Potential savings | |
DeltaCare® USA (HMO)
DeltaCare USA is Delta Dental’s dental HMO, which offers low-cost dental coverage with a focus on preventive care. Enjoy minimal or no copayments for preventive care and choose from a network of dentists to manage your dental needs.
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Compare Plan| Dental plan type | Dental HMO |
|---|---|
| Dentist network size | |
| Insurance premium | |
| Annual max | No |
| Deductible | No |
| Copayment | Yes |
| Potential savings | |
Delta Dental Patient Direct®
Delta Dental Patient Direct is a dental service discount plan. You choose from a panel of participating dentists who charge discounted fees for their services. You pay the discounted fee directly to your dentist at the time of treatment - with no paperwork to file
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Compare Plan| Dental plan type | Discount plan |
|---|---|
| Dentist network size | |
| Insurance premium | |
| Annual max | No |
| Deductible | No |
| Copayment | Not applicable |
| Potential savings | |
| Dental plan type | PPO | Managed fee for service | PPO | Dental HMO | Discount plan |
|---|---|---|---|---|---|
| Dentist network size | | | | | |
| Insurance premium | | | | | |
| Annual max | Yes | Yes | Yes | No | No |
| Deductible | Yes | Yes | Yes | No | No |
| Copayment | Yes | Yes | Yes | Yes | Not applicable |
| Potential savings | | | | | |
