Apply for a Personal Loan in Seattle

Whether it’s for a need or a want, sometimes you need extra money.

Personal loans in Seattle allow you to quickly get access to cash to consolidate debt, make major purchases, or cover unexpected expenses. When you apply for a Sound Credit Union personal loan in Seattle , you’ll experience the credit union difference with competitive rates and fees, tools and advice, and helpful service and support. Conveniently located, we hope you’ll stop by to experience the difference today!

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Fast Approvals and Funding

It takes minutes to apply and funds can be made available that same day.

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No Fees

There are no fees or pre-payment penalties.

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Secure Online Document Signing

Can’t make it into a branch? No worries. Securely sign and submit your loan documents electronically.

Compare Personal Loans

Borrowing Limits Borrowing Limits Get the money you need at a guaranteed, fixed rate. Fixed terms from 0-72 months Borrowing Limits

Personal Line of Credit

Always have access to extra money when you need it. Open-ended loan, no fixed terms Borrowing Limits Up to $20,000

Share or Certificate Secured Loan

Secure your personal loan using funds from a deposit account. Fixed term up to 60 months1 Borrowing Limits Up to your available account balance

*APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account.

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Open your personal loan in a few simple steps.

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Apply online or over the phone

Choose the loan that fits your needs and start your application.

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Sign electronically or in person

Securely sign your documents online or in a branch.

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Get your funds

We can either deposit funds to your account or send you a check. You decide.

Discounts for Green Purchases

Receive an additional .25% off your rate when financing a qualifying energy-saving home improvement.

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Curious if Sound can save you money?

If you have a personal loan at a different lender, use our easy comparison tool to see if Sound can offer you a lower payment or more favorable terms. It’s one of our favorite things to do!

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Manage Funds with Online and Mobile Banking

Transfer funds from your personal loan to other accounts or make payments to your loan using online banking or our mobile app.

Get the answers you need about Personal Loans

How do personal loans work?

Most personal loans are not backed by collateral, so lenders decide whether to loan based on a variety of factors, including your credit score, credit history, debt-to-income ratio, and free cash flow. Sound Credit Union offers personal loans. Learn More »

What are personal loans?

A personal loan is a loan in which money is borrowed from a bank and then paid back in fixed monthly installments. They can be used for almost anything, including debt consolidation, home improvement projects, medical bills, weddings, and more. Sound Credit Union offers personal loans. Learn More »

What purchases qualify for a green personal loan? What are the Payment Options for your Sound Loans?

If you’re paying from an account at another financial institution:

*Maximum payment amount is $1500. Fees may be assessed.

Payments by Mail

Please include the last four digits of your account number and the loan number on your check.

Sound Credit Union
PO Box 1595
Tacoma WA 98401

Making payments to your Sound mortgage:

Which loans are eligible for Skip-a-Pay?

Loans not eligible for Skip-a-Pay